What is FIRE?

Financial Independence, Retire Early

FIRE means having enough invested assets to cover your living expenses forever. True freedom comes from breaking the dependency on earning money to survive.

Most people work 40+ years to retire. FIRE followers achieve financial independence in 10-20 years by optimizing their savings rate and investment strategy.

Save ~25x your annual expenses and you're there. This allows you to withdraw ~4% per year, while your investments continue to generate enough income to sustain your lifestyle indefinitely.

By focusing on intentional spending, smart investing, and growing your income, you can achieve high savings rates while still living a fulfilling life.

FIRE isn't just for high earners. Teachers, nurses, and mechanics have achieved it — and so can you. Your savings rate matters more than your salary size — compounding works for everyone.

Financial independence means working because you want to, not because you have to. Design your own life — pursue passion projects, create art, start a business, or just have the freedom to choose how you spend each day.

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500K+FIRE followers
$2M+Average net worth
15 yrsTo freedom

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